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01:18:22 ORIE Colloquium on 11/18/2011 - Andrew Haughwout:… ORIE Colloquium on 11/18/2011 - Andrew Haughwout: The Housing Bust After Five Years	ORIE Colloquium on 11/18/2011 - Andrew Haughwout: The Housing Bust After Five Years Research and Statistics Group Federal Reserve Bank of New York structural system mathematical finance people urban decay foreclosure accountancy house price real estate economics terminology market structure and pricing pricing housing sociocultural globalization york fed price las vegas fall 2011 sociological terminology industrial processes basic financial concepts microeconomics real property law population markets (customer bases) unemployment and wholesaling demography property u.s. household fixed income market macroeconomics rca records albums marketing financial markets percent credit markets former spanish colonies thing institutes community organizing economic problems commerce song recordings produced by paul mccartney borrower mortgage payment rural geography eng house retailing monetary policy new england interest marvel comics titles legal procedure business law half percent distribution retail markets credit scores anthropology year fixed personal financial problems banking payment systems mechanical engineering york city mediasite credit worse risks industry option arms market sustainability personal finance caption complete income ratio mortgage rural community development on premise national accounts From E. Cornelius 3 plays