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39:07 Accessing Capital - Farm Credit East: What a… Accessing Capital - Farm Credit East: What a lender needs to know	Accessing Capital - Farm Credit East: What a lender needs to know Patrick Coates, Country Living Mortgage Specialist financial accounting education credit social economy information science income sociology index retailing and wholesaling macroeconomics research methods pricing aging production knowledge family law generally accepted accounting principles novels set in england social change criminal law family business systems science tax return banking terms systems engineering social concepts semantics bankruptcy presentation social sciences information cognitive science long term financial institutions personal taxes tax law thing pay stubs communism industry l.l.c. personal financial problems costs human resource management labour law political philosophy understand psychology cattle breeds business models economic anthropology taxation phone calls accountancy rural community development planning national accounts flags systems theory business law payment systems property law asset financial markets political science terms skills consumer theory companies condition sociology of culture civil law (common law) underlying principles of microeconomic behavior social psychology earnings strategic management learning military tactics microeconomics logic legal procedure sequenced genomes economic theories estate intention management legal documents real estate collateral monetary economics debt numismatics commerce business partner payments international trade banks distribution project management systems market structure and pricing lender entrepreneurship relationship law of obligations financial services law basic financial concepts pragmatics marketing mortgage retail markets collaboration money auction manufacturing accounting terminology communication construction caption complete mental structures conversation finance operations research production and manufacturing personal finance pedagogy investment and uncertainty property dollar philosophical terminology venture capital securities From Audia Denton 70 plays